Investing In Your Future: The Financial Benefits of House and Land Packages

House and land packages are new properties sold off-the-plan, located in up-and-coming communities. House and land packages can be customised and adapted to suit your needs, and provide a practical, simple and cost-effective way to get your foot in New Zealand’s new build property market.

Investing in a house and land package in Ngaruawahia, Putaruru, Christchurch, or around New Zealand, can offer significant financial benefits. It's an investment that can help you secure your family's future. Here are some of the financial benefits of investing in a house and land package.

1. Capital growth

House and land packages are often located in new and up-and-coming areas. By investing in a developing area early, you have the potential to see significant capital growth over the long-term.

As the area develops, and more homes and amenities are built, the value of the property is likely to increase. This provides you with an opportunity to increase your returns through capital gains.

2. Fixed costs

House and land packages make it easier for you to find a section and build a house - all at a fixed cost. You can start by determining your budget, then searching for the right house and land package that works with your budget.

This gives you greater control over your finances and savings plan, with no hidden costs or surprises along the way.

2. Easier finance

Banks and lenders prefer to know exactly what a new build will cost, which makes a house and land package an appealing option for banks and lenders. You'll know the cost at the start of the process, which gives your lenders peace of mind over your ability to manage mortgage repayments.

Securing finance tends to be easier for house and land packages, rather than negotiating for a section and designing a custom build, or buying an older home to renovate.

3. Low maintenance costs

Older homes can often come with expensive repairs and maintenance. These can often be unexpected, which means you don't always have the time to save before something needs attention.

A new home gives you the comfort and peace of mind that the house is in the best possible condition from the outset, without the concern of expensive repairs and renovations.

This means you can focus on saving and investing your money into other areas that will improve the value of your home, such as landscaping.

4. Rental income

If you're looking to expand your property portfolio, or take the first step into property investment, a house and land package can be a sensible first step.

A brand new home will attract high-quality renters, who want to stay long-term. This is a big win as a property investor. With a stylish new home in a modern community, you'll also be able to receive higher rental returns, with low maintenance and repair costs.

Plus, the build process will be smooth and stress-free, as your new home is already designed and ready to build. This means you can spend more time on the things you enjoy, or on growing your property portfolio!

House and land packages in Waikato and Canterbury

Owning a brand-new home, in a welcoming community, is the dream for many Kiwis. A house and land package makes it easy to do just that - while enjoying long-term financial benefits.

If you're looking to take the next step, check out our house and land packages in Ngaruawahia, Putaruru, and Christchurch. We offer a range of appealing house and land packages, bringing together modern and beautiful homes, with land in up-and-coming areas. At Ultimate Builders we make building a new home easy, enjoyable, and stress-free.